What are all those initials behind a financial professionals name? One of the greatest difficulties for persons seeking advise from financial professionals today is knowing if the advisor is qualified to assist them. It seems the industry only compounds this confusion by continually coming up with new certifications for those persons working in the industry.…

Portfolio Risk Management is an extensive topic that is rarely addressed properly in wealth management. Most advisors talk about managing risk, but then never address the issue further. Because of the importance and depth of information surrounding this topic, we are currently working on an audio as part of our client educational series. The Audio…

Regulated credentials are licenses or appointments issued by a state or federal entity. Licenses require a test, however appointments do not. Both require the payment of state or federal fees. Regulated credentials typically vary from state to state regarding their requirements for continuing education, however, be aware most of the continuing education does very little…

This is an extremely complex subject, but to summarize we can give you a very simple answer to the question: What are the most important factors to the growth of my wealth? The greatest factor is diversification! Diversification is the absolute most important factor in determining the performance characteristics of your porfolio. When we say…

These credentials are from bodies that have a process in place for evaluation of members. Some of these groups are federally controlled such as the National Association of Securities Dealers (NASD). Others are privately controlled such as the Certified Financial Planning Board (CFPB). These two organizations are the largest, however, there are others. You can…