Wealth of Information

One of our main objectives as a company is to help you to remain informed regarding wealth management. Two caveats to this however are: 1. We assume you have some level of understanding regarding basic money management (e.g., budgeting, controlling debt leverage, the need to plan, etc.) If you don’t we can direct you to…

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Bulgarian National Bank

Today at 11:40 local (Bulgaria) time in Sofia, there was reported a bank run on the Corporate Commercial Bank AD (CCB). At that time the Bulgarian National Bank received a written notice from the management of CCB that CCB’s liquidity had been depleted and the bank had suspended making payments and conducting all types of…

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How Safe Are Your Assets?

Are your assets safe from government seizure in the bank or a custodial account? If you have a safety deposit box or even a rarely used account, you may want to make sure you are aware of the law in the appropriate state and the newest federal laws regarding “unclaimed property”. An unknown number of…

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What is something most economists agree on?

What is something most economists agree on? Innovation drives economic growth and prosperity; most also agree that the rate of new innovation is decelerating, but a few disagree strongly. And, while many economists argue that monetary policy has little influence on innovation, the overall sociopolitical environment certainly is a factor. So are we on the…

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Company Policy and Individual Freedom

Are you an employer? If so, you may want to consider carefully the line between company policy and individual freedom, particularly when it comes to mandatory vaccinations. In a recent New Jersey case, a three-judge panel sided against an employer who “‘unconstitutionally discriminated against’ the plaintiff . . . by rejecting her refusal to be…

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What is NIRP?

What is NIRP? Negative Interest Rates! Yesterday June 5th, 2014, was historic. It is the first time “official” negative interest rates have been implemented by a central bank. NIRP was implemented yesterday by the European Central Bank on 18 nations. Rates have hit negative territory before a during bidding crisis, and Denmark did it briefly…

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What is a fiduciary?

For those of you outside the financial services industry, you might not be aware of or grasp the importance of the fight that has been playing out for nearly a decade over the fiduciary standard. If you aren’t aware, the fiduciary standard has to do with the level of care provided to clients. A fiduciary…

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Ask Yourself – 20 Questions

1. Have I discovered my True Purpose for money, that which is more important than money itself? 2. Am I invested in the market? 3. Do I know know markets really work? 4. Have I defined my investment philosophy? 5. Have I identified my personal risk tolerance? 6. Do I know how to MEASURE risk…

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